Meal Planning — Spending Less

As part of my concentrated effort to pay off my car, my dear husband and I are going back to basics of saving at the grocery store.  The first thing we did was go through the freezer and make sure our freezer inventory was up to date.  There a several ways to keep track of your inventory. Continue reading “Meal Planning — Spending Less”

The Power of Cash

Three years ago, I started a journey to get debt-free.  All of my adult life, I have had some sort of debt.  It was the “normal” debt (credit cards, auto, mortgage).  When I began my journey as a newly single lady, I knew I had to get more control.  What I have found on thisContinue reading “The Power of Cash”

Don’t Be Suprised in 2015

As we are all putting our houses back in order from the 2014 Holiday, this is a good time to begin thinking about 2015.  There is one thing for certain in life — birthdays, Christmas and other celebrations comes at the same time every year.  As we were doing our goal setting for 2015, weContinue reading “Don’t Be Suprised in 2015”

The New Year — Setting Goals

I have heard goals not acted upon are really just wishes. On New Year’s Day, we sat down and set our goals for 2015. When we set goals, we use the S.M.A.R.T. approach. The first part of this is setting a specific goal. An example of a specific goal would be “I want to payContinue reading “The New Year — Setting Goals”

What’s for Dinner Sweetie?

How often do you hear “what’s for dinner sweetie”?  Over the last few months, we have begun meal planning.  We were looking for a way to save on our grocery bill, as it seemed like were spending a lot on groceries and not really getting much bang for our buck.  Not only do we alwaysContinue reading “What’s for Dinner Sweetie?”

Spring Has Sprung

The first day of Spring brings to mind many ways to save money and have lots of fun at the same time.  It is also the beginning of working in the yard and creating the garden.  One great way to save money is to plant your vegetables and flowers from seed.  At first this canContinue reading “Spring Has Sprung”