Recently, speaking with some of my co-workers about budgeting and getting debt-free, the statement was made to me “we aren’t even ready to start a budget.” My question is if you are in financial straights, how can you not budget??? Believe me it is hard — very hard to get started, but to get onContinue reading “Budgeting – Getting Organized”
Tag Archives: budget
No More Excuses
With the beginning of the last half of the year, I decided this is a time to recommit to several things important in my life. I am very much like many other people in it is easy to make an excuse for why, why, why. One of the things I have let go to theContinue reading “No More Excuses”
Meal Planning — Spending Less
As part of my concentrated effort to pay off my car, my dear husband and I are going back to basics of saving at the grocery store. The first thing we did was go through the freezer and make sure our freezer inventory was up to date. There a several ways to keep track of your inventory. Continue reading “Meal Planning — Spending Less”
The Power of Cash
Three years ago, I started a journey to get debt-free. All of my adult life, I have had some sort of debt. It was the “normal” debt (credit cards, auto, mortgage). When I began my journey as a newly single lady, I knew I had to get more control. What I have found on thisContinue reading “The Power of Cash”
Don’t Be Suprised in 2015
As we are all putting our houses back in order from the 2014 Holiday, this is a good time to begin thinking about 2015. There is one thing for certain in life — birthdays, Christmas and other celebrations comes at the same time every year. As we were doing our goal setting for 2015, weContinue reading “Don’t Be Suprised in 2015”
The New Year — Setting Goals
I have heard goals not acted upon are really just wishes. On New Year’s Day, we sat down and set our goals for 2015. When we set goals, we use the S.M.A.R.T. approach. The first part of this is setting a specific goal. An example of a specific goal would be “I want to payContinue reading “The New Year — Setting Goals”
Harvest Yummies
It finally stopped raining here long enough for us to get into the garden and start reaping some of our bounty. The radishes look so yummy. We are planning on having them and the fresh onions later today as a snack. I also love them in a nice lettuce salad. Although our planted lettuce isContinue reading “Harvest Yummies”
Garden Firsts
My dear husband and I both love the garden. I love the planting and harvesting, he loves the work in between. This makes for a perfect team. This year, we started some of our plants indoors. This was a first for both of us. The biggest issue we had was it was too cold toContinue reading “Garden Firsts”
Money Talks
No one likes to discuss money, no one… Because we are newly married, we are just now combining our finances. On our past car trip, I thought this would be a good time to broach the subject of a new combined budget with my dear husband. We have enough money for our expenses, we justContinue reading “Money Talks”
Early Garden Time — Finally
Warmer weather has begun making an appearance around here. This year in our area (much like most of the country), we have had a wicked winter. Finally, the weather has broken a bit and it looks like it will be at least a little somewhat warmer. Earlier this week, when I got home from work – Larry surprisedContinue reading “Early Garden Time — Finally”
Frugal Princess 